New building standards and changes in the roofing industry such as green roofs and new technology have insurance claims professional educating themselves to keep up.
Generally commercial roof losses are more expensive and more complex than residential; a lot of different styles and techniques are being used today. From the new white roofs, vegetative roofs as well as the more familiar built up roofing systems, thermo plastic roofing, spray applied polyurethane foam, and metal roof systems.
While the roofing industry is creating new roofing systems, with new materials and new processes, mistakes are being made, adding up to more insurance claims. Claims adjusters are learning how to determine normal wear and tear from covered losses
